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Small Business Insurance for Electrical & Hardware Stores
You provide Canadians with the materials and expertise needed to light up, entertain, improve our homes, and more. Dealing with the public and offering daily advice can open you up to unforeseen risks – from a customer getting injured on your premises, to a theft occurring at your property. Let us help you find customized coverage that offers you the protection you require.
Speak to a licensed TD Insurance Advisor 1-855-724-2883
Why You Need Electrical & Hardware Store Small Business Insurance
Electrical & Hardware Store Insurance is recommended for:
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Electrical Shops
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Appliance Stores & Wholesalers
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Hardware Stores & Wholesalers
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Lighting Stores
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Electronics Stores
Coverage Options for Electrical & Hardware Stores
It’s easy to choose the right coverage for your business with TD Insurance. We'll help build a customized insurance policy to fit your needs, so you'll be confident you're protected.
Claim Scenarios for Electrical & Hardware Stores
Potential Claim:
You just finished mopping the aisle of your hardware store. A customer comes in looking for a new drill and asks you to show her around. As she follows you to the aisle, she slips on a wet section on the floor and injures her arm. The customer would like for you to cover her medical expenses.
Potential Outcome:
Your commercial general liability Insurance may cover the amount you are legally required to pay, including any medical expenses incurred by the customer.
Potential Claim:
Your store has a break-in overnight and expensive entertainment merchandise, including televisions and soundbars, is stolen from your store.
Potential Outcome:
Your commercial property policy may cover the cost to replace the stolen merchandise. If there is damage caused to your property, your policy may also cover the repair costs.