Small Business Insurance for Optometrists & Opticians

Inside the four walls of your clinic or shop, you are a visionary with a passion to help your clients enhance their sight. You not only care for your patients by conducting routine eye exams, you also provide them with the essential equipment they need to optimize their day-to-day lives. At TD Insurance, we understand that your unique services require unique insurance coverage. Allow TD Insurance to help you find the customized coverage your clinic deserves.

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Optometrists & Opticians Insurance is recommended for:

 

  1. Prescription Eye-wear Providers

  2. Non-Prescription Eyewear Providers

  1. Optometrists

  2. Opticians

Why You Need Optometrists or Opticians Small Business Insurance

  • Protection from theft

    If theft occurs at your clinic and luxury eyewear as well as cash is stolen.

  • Accidents happen

    If you break your client's glasses while inspecting them for flexibility.

  • Protect your assets

    If your optometry equipment breaks down due to an insured event, such as a power surge.

  • Business Income / Business Interruption

    Shield your income from insured events that force you to temporarily shut down your clinic.

Coverage Options for Optometrists & Opticians

 

It’s easy to choose the right coverage for your business with TD Insurance. We'll help build a customized insurance policy to fit your needs, so you'll be confident you're protected.

Claim Scenarios for Optometrists & Opticians

Potential Claim:

One of your customers purchases a set of sunglasses from you. The customer uses the sunglasses for a week, and they cause an allergic reaction around the eyes. He would like for you to cover his medical expenses related to treatment as well as a refund for the sunglasses.

Potential Outcome:

Your commercial general liability policy may cover the medical expenses incurred by your customer as well as the requested refund if you are found liable.

Potential Claim:

A storm causes a power surge, resulting in an electrical outage at your clinic. You can no longer service your customers as you have to temporarily shut down for a week while the electricity is restored.

Potential Outcome:

Your commercial property policy may cover the cost of repairing any electrical damage caused to your clinic. If you have added Business Income / Business Interruption coverage, you may be covered for actual income loss sustained while your clinic is shut down.

 

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